Research & Commentary
Do Retirees Need Long Term Care Insurance? - Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts:
• 70% of people over 65 will need some form of long-term care at some point.
• For married couples, the chance that one spouse will need long-term care rises to 91%.
• People living alone are more likely to need some sort of home health care.
• Women outlive men, and thus, are more likely to live alone and need some sort of home health care.
Diversification Works - For the last three years the US stock market has been performing much better tan other global markets. Investors based in the US who compare global portfolios to the S&P 500 may feel as if diversification is dampening their portfolio performance - and in the short run, it is.
Opportunity Rises In Europe - In this video, Chris Konstantinos from RiverFront discusses how geopolitical tensions with Russia have negatively affected Europe since the spring, but sentiment and a monetary response from the European Central Bank (ECB) have set up a buying opportunity for European stocks.
2014 Social Security Trustees Report - Every year, the Trustees of the Social Security Trust Funds release a report to Congress on the current financial condition and projected financial outlook of the program. This year's report, released on July 28, contains valuable information about the health of Social Security that may help you understand how your Social Security benefits might be affected.
Janney Investment Perspectives July 2014 - Mid-Year Review - It is that time to assess our forecasts from six months ago and to adjust our views, if necessary, to the likely conditions markets will experience over the remainder of the year.
Anticipating The Unexpected - The strategies you and your financial advisor put in place over the years can make all the difference to your lifestyle. But these plans and preparations will also be a comfort and support to your family should something unexpected happen.
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